Living in Crystal Lake, Illinois: Complete 2026 Guide
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Why Fall and Winter Can Be the Smartest Seasons to Buy a Home
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🏡 The Best Places to Retire in McHenry County, Illinois
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🏡 How to Find the Best Real Estate Agent in McHenry County, IL
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First-Time Homebuyer’s Checklist
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Introducing Michelle Gassensmith: A Trusted Real Estate Expert with a Record of Success
Meet Michelle Gassensmith of Gassensmith Group at Compass Chicago, an exceptional Real Estate Agent with an illustrious career spanning over 18 years. Her extensive industry knowledge and unwavering passion for helping people find their dream homes have earned her a trusted and reputable name in the real estate market.
Family Favorites Cook Book
Enjoy delicious recipes from the Gassensmith Group team, our clients, families and friends in this free download!
Why Today’s Housing Market Isn’t Like 2008
With all the headlines and talk in the media about the shift in the housing market, you might be thinking this is a housing bubble. It’s only natural for those thoughts to creep in that make you think it could be a repeat of what took place in 2008.
Two Questions Every Homebuyer Should Ask Themselves Right Now
Rising interest rates have begun to slow an overheating housing market leaving some people wanting to purchase a home priced out of the market and others wondering if now is the right time to buy.
Saving for a Down Payment? Here’s What You Should Know.
As you set out to buy a home, saving for a down payment is likely top of mind. But you may still have questions about the process, including how much to save and where to start.
When most people think about buying a home, they imagine house hunting in the spring or summer. And it’s true — those warmer months tend to bring out the largest number of buyers and sellers. But here’s something many don’t realize: fall and winter can actually be some of the best seasons to purchase a home. If you’re thinking about making a move, the cooler months may offer you some real advantages.
1. Less Competition Means Better Opportunities
During the spring and summer, the housing market is buzzing. More buyers are actively searching, which can lead to bidding wars and multiple-offer situations. But once autumn arrives — and especially as winter sets in — many buyers pause their search. Holiday travel, school schedules, and colder weather naturally reduce the number of people actively looking.
Less competition = more leverage.
With fewer buyers in the market, you’re less likely to face pressure to rush your decisions or stretch your budget just to “win” a house. You can take your time, compare options, and negotiate more confidently.2. More Negotiating Power — Including Offers Below Asking
Because the buyer pool is smaller this time of year, sellers tend to be more open to negotiation. If a home has been on the market for a while or the seller is motivated to close by year-end, you may have the opportunity to make an offer under the asking price — something that can be harder to do during peak season.
Sellers may also be more willing to offer credits toward repairs, pay closing costs, or adjust timelines to fit your needs. In other words, your dollar can stretch further in the fall and winter market.
3. Interest Rates Often Dip Toward the End of the Year
Another major advantage? Interest rates sometimes ease at the end of the year. While rates fluctuate and are always










